OLD Mortgage Rates Current Rates National Average Rate* APR 30-Year Fixed 5.407 5.443 20-Year Fixed 5.114 5.272 15-Year Fixed 4.567 4.715 7-Year ARM 5.125 4.834 5-Year ARM 5.400 0.000 * Conforming FNMA Loan Amount. Rates last updated Jul 18, 2022