
馃彙聽The Steps to Homeownership
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Check Your Finances
Review your credit score, income, and savings. A healthy credit score and some money set aside for a down payment and closing costs will set you up for success. -
Get Pre-Approved
Talk to a trusted聽lender聽to find out how much home you can afford. A pre-approval letter shows sellers you鈥檙e serious and ready to buy. -
Find Your REALTOR庐
Partner with an experienced agent (like me 馃槈) who knows your area and will guide you every step of the way鈥攆rom search to keys in hand! -
Start Your Home Search
Make a list of your must-haves and nice-to-haves. Tour homes, compare options, and imagine your life there. -
Make an Offer
Once you鈥檝e found聽the one, your agent will help you write a strong offer and negotiate the best possible terms. -
Get a Home Inspection
A professional inspection helps you understand the home鈥檚 condition and any repairs needed before you move forward. -
Appraisal & Underwriting
Your lender will order an appraisal to confirm the home鈥檚 value. Then, your loan goes through final approval (called underwriting). -
Closing Time!
Review your closing documents, sign the paperwork, and bring your down payment funds. -
Get the Keys 馃攽
Congratulations鈥攜ou鈥檙e officially a homeowner! Time to move in and make it your own.
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