1) HVAC-- There's nothing like getting a home inspection report back and the AC coils are dirtier than a Presidential Debate. Most professionals suggest getting the system serviced once a year. 2) Roof/Gutters-- It's a good idea to have a professional roofer inspect the home every other year or so. More frequently if there is storm/hail damage. And for goodness sake, have those gutters cleaned! When they stop up there will be a water line in the ground anywhere there is a gutter. 3) Cracks-- Are you noticing stair-step cracks on exterior walls or hairline cracks inside? Have an … Continue reading...
From Dream to Reality: Turning Your Homeownership Goals into Action
Owning a home is a dream for many, but turning that dream into reality requires more than just wishful thinking. Whether you're a first-time homebuyer or someone looking to upgrade, making your homeownership goals come true involves careful planning, strategic action, and a clear understanding of the homebuying process. In this guide, we’ll walk you through the essential steps to transform your homeownership dreams into action, ensuring that you’re fully prepared for every step along the way. Define Your Homeownership Goals The first step in turning your dream of homeownership into reality … Continue reading...
Holiday Homebuying Tips: Making the Most of the Season
The holiday season might not seem like the ideal time to buy or refinance a home, but it can offer unique advantages for savvy buyers. With proper preparation, you can turn the holidays into an opportunity to secure a great deal. Here’s how: 1. Take Advantage of Lower Competition The real estate market typically slows during the holidays as many potential buyers focus on family and festivities. This reduced competition can mean fewer bidding wars and more buyer negotiating power. Sellers active during this time are often motivated, making them more open to offers. 2. Consider Year-End … Continue reading...
December Cocktail
December Cocktail: Eggnog White Russian Add a festive twist to a classic with the Eggnog White Russian! This creamy, spiked delight combines the cozy flavors of eggnog with the bold kick of a traditional White Russian. With just four simple ingredients, it's the perfect holiday cocktail to mix up in minutes and savor all season long. Ingredients Ice 2 oz. coffee liqueur 2 oz. vodka 2 oz. eggnog ground nutmeg, for garnish Directions Step 1 Stir the coffee liqueur and vodka together in a glass with ice. Step 2 Pour in the eggnog over the back of a … Continue reading...
Why Choose me as your Realtor!
It seems so simple – selling or buying a house. You find the one you want, you negotiate a price, sign the paperwork and move in. Yes? Uh – no. Real estate is complex, trust us, we know. Don’t worry. We are here to help guide you through the process. 1. DON'T JUST HIRE A FRIEND OR RELATIVE Be careful when you enter into a real estate business relationship. A.) There are so many twists and turns in the process of buying or selling; it can be an emotional ride. The demands of a sale or purchase may require a little distance. B.) Choosing a real estate agent to represent you should be like … Continue reading...
What interest rates look like for this week
Federal Reserve Chair Jerome Powell stated on Thursday that the central bank is not in a rush to cut interest rates. With the October Consumer Price Index and Producer Price Index showing slowing progress towards the Fed's 2% inflation goal, mortgage interest rates are higher this week over last. The markets still project a .250% cut in December but we will have to see what happens. Here is what I'm seeing: 30 Year Fixed FHA 6.125% (6.967% APR) Discount points to bank of $3,633 $500,000 Purchase Price $490,943 Loan Amount 3.5% Down Payment $17,500 720+ credit scores, … Continue reading...
Looking to buy a single family home in Castle Rock, Co.
There are 378 single family homes in the Castle Rock area looking for buyers. Call me at 3030358-1147 … Continue reading...
What Interest Rates look like from one of my lenders
The election results caused some early volatility in the markets with the bond market spiking to it's highest level since July earlier in the week. The Federal Reserve, expectedly, dropped their rate by .25% and the bond market settled down to the point of having interest rates across the board drop from where we were last week and earlier this week. Here is what I'm seeing: 30 Year Fixed FHA 6.125% (6.916% APR) Discount points to bank of $1,197 $500,000 Purchase Price $490,943 Loan Amount 3.5% Down Payment $17,500 720+ credit scores, single family primary home … Continue reading...
Understanding a inspection report.
Just like a football team relies on their playbook for strategies and insights, homebuyers can benefit greatly from a home inspection report. This all-important document, created by a qualified inspector, provides a detailed assessment of a property's condition, highlighting potential issues and areas for improvement. Understanding the Home Inspection Report A thorough home inspection report includes photos, descriptions, and assessments of the home's exterior, interior, basement, attic, and other key elements. It can identify safety concerns, costly repairs, and potential maintenance … Continue reading...
Staging, does it help or not?
Is Home Staging Worth the Hype? Here’s How to Get It Right When it comes to selling your home, staging can make all the difference. But how far should you go to perfect your space? The concept, introduced by Barb Schwartz over 50 years ago, has evolved from simple decluttering to full-scale redecorating, including everything from new furnishings to soothing playlists. Today, many sellers are curious about whether elaborate staging is really worth it. According to the National Association of REALTORS®’ 2023 Profile of Home Staging, 20% of buyers’ agents believe staging can boost sales … Continue reading...