A lot of buyers are pressing pause on their plans these days, holding out hope that mortgage rates will come down – maybe even back to the historic-low 3% from a few years ago. But here’s the thing: those rates were never meant to last. They were a short-term response to a very specific moment in time. And as the market finds its footing again, it’s time to reset expectations. Back in 2020 and 2021, 3% mortgage rates gave buyers a serious boost: more affordability, more buying power, and more opportunity. But those rates were a result of emergency economic policies during the height of a … Continue reading...
June is national Ownership Month
June marks National Home Ownership Month, a time to celebrate homeownership, not just for individuals and families, but communities at large. Owning your own home is more than just having a roof over your head. It's like a foundation—a place where you can build security, grow your wealth over time, and feel a real sense of pride. It also helps strengthen our neighborhoods and build connections to our fellow humans. Despite the increasing complexities of navigating today's housing market, National Homeownership Month serves as a powerful reminder of the enduring value and attainability of this … Continue reading...
Buyers, lets talk!
Your credit score plays a big role in your homebuying journey, so it’s important to be prepared! It also plays a factor in other financial issues. Big Brother is always watching. 📝 Having a few key documents ready can make the mortgage process smoother and faster. I’m here to help you feel confident and informed every step of the way. Thinking about buying soon? Let’s chat and make a plan! … Continue reading...
What buyers need to know about credit scores.
When you’re considering buying a home, your credit score is one of the most important factors in the process. Think of it as your financial report card—a snapshot of how well you manage debt—that lenders use to assess your eligibility and offer the best possible loan options. As The Mortgage Reports explains: “Good credit scores show lenders that you have a history of responsibly managing your debts. The higher your score, the better your chances of qualifying for a mortgage.” However, many buyers misunderstand the credit requirements for purchasing a home. A study by Fannie Mae found … Continue reading...
Easy Gardening Tips
Gardening is a beautiful way to add beauty to your property and get fresh produce for your meals. However, planning and maintaining a garden can be a lot of work. Here are some tips to make gardening easier. Decide on the site of your garden based on the commitment you are willing to put in. For small areas, use space saving techniques to maximize your yield. Consider using window boxes, containers or raised beds, as they require less bending and kneeing. I like that. They also limit weed and pest encroachment, which means less weeding. Choose native plants best suited for your … Continue reading...
Tipes on selling your home before it goes on the Market
Selling a home can be daunting, involving many steps and considerations. Your goal is to get the highest possible price for your home in the shortest time. Here are some tips that can help you achieve this goal. Before listing your home, consider hiring a professional home inspector to assess its condition. This will help you identify any hidden issues or defects that need to be addresses. This proactive step can also help you avoid potential delays or deal breakers during the sale process. Make all the necessary repairs. Fixtures and appliances such as faucets, drains, and … Continue reading...
Just a reminder, I have friends in many places, Realtors in all 50 states, If you are looking for one reach out to me
Cities with Good Schools and Family-Friendly Atmosphere Denver, CO: Known for its outdoor recreation opportunities and a strong economy. Austin, TX: A vibrant city with a thriving music scene and a growing tech industry. Portland, OR: A popular destination for families who value outdoor activities and a relaxed atmosphere. Raleigh-Durham, NC: A Research Triangle area with excellent schools and a strong job market. Boulder, CO: A charming college town with a strong focus on education and outdoor activities. Cities with … Continue reading...
Should You Pack Before Boxes Before Putting Your House On the Market
If you’re preparing to sell your home, one of the most common questions that may come to mind is, “Should I pack before I list my home for sale?” As a seasoned Realtor who has helped hundreds of clients navigate the selling process, my answer is almost always a confident yes—but with some nuance. Packing before listing can make a significant difference in how your home shows, how quickly it sells, and even how much you net from the sale. It may feel overwhelming at first, especially if you’ve lived in your home for years, but starting the packing process early can set the stage for a … Continue reading...
Getting ready for Packing and Moving.
When you're getting ready for a move, packing can easily feel like the most overwhelming part. It’s not just tossing things into boxes and hoping for the best. Whether you're hiring one of the many trusted Los Angeles moving companies or planning a DIY move, knowing how to pack properly is crucial for protecting your belongings and making the whole process less stressful. While packing might seem straightforward, there's a real art to doing it right, especially when it comes to handling furniture, electronics, and fragile valuables. In this guide, we'll walk through practical packing tips for … Continue reading...
Home Buyer Checklist when buying a home.
🏡 First-Time Homebuyer Checklist ✅ 1. Financial Preparation Check and improve your credit score Create a homebuying budget Save for down payment (typically 3%–20%) Estimate closing costs (2%–5% of purchase price) Get pre-approved for a mortgage Understand your monthly payment (PITI: Principal, Interest, Taxes, Insurance) ✅ 2. Home Search List your must-haves vs. nice-to-haves Research neighborhoods (commute, schools, crime rates) Hire a trusted real estate agent Browse listings online and attend open … Continue reading...