Which State do you want to move to in the future? I have connections in all 50 states with Real Estate Agents. Give me a call and lets talk! … Continue reading...
Keys to Purchasing a Home with a Real Estate Agent
Buying a home is one of the most significant financial decisions you’ll make in your lifetime. It’s exciting but can also be daunting, especially if you’re a first-time homebuyer. Partnering with a real estate agent can make the process smoother, more efficient, and less stressful. Real estate agents have the experience, knowledge, and resources to guide you through every step of the home-buying process. Here are the essential keys to purchasing a home with a real estate agent. 1. Choose the Right Real Estate Agent The first and most crucial step in purchasing a home is selecting the right … Continue reading...
5 unexpected things to consider when buying a home for the first time.
5 Unexpected Things to Consider When Buying Your First Home Buying your first home is exciting, but it comes with some surprises that many first-time buyers overlook. Here are five key things to keep in mind: 1. Prepare for Extra Costs Beyond the down payment and closing costs, be ready for other expenses like repairs, homeowners insurance, HOA dues, and utility setup fees. Having a small fund set aside can save you from unexpected financial stress. 2. Protect Your Privacy Be aware of consumer protection laws, especially if you’re sharing sensitive information. Laws like the … Continue reading...
Interest rates
30 Year Fixed FHA 5.75% (6.539% APR) Discount points to bank of $1473 $500,000 Purchase Price $490,943 Loan Amount 3.5% Down Payment $17,500 720+ credit scores, single family primary home purchase, 45 day lock period 30 Year Fixed VA 5.75% (6.019% APR) Discount points to bank of $1634 $500,000 Purchase Price $511,500 Loan Amount with financed VA funding fee First time VA use Zero down payment, 720+ credit scores, single family primary home purchase, 45 day lock period 30 Year Fixed Conventional 6.375% (6.539% APR) Discount points to … Continue reading...
Close out homes in the 500″s range
Close out on these, Cherry Creek Schools in the 500s with everything included (blinds, all appliances, A/C, garage door opener). The commission rate for you and any team members is 2.8% of the base price. We’re buying down the rate for 1 year to 4.625% as well using CMG Mortgage. Homes will need to close by 9/15 for the rate lock. Cheers 😊 … Continue reading...
Owning vs Renting information to consider!
Pros pf Owning: Build wealth, Renting is not as financially-thinking as owning. With your home payment, you are getting something in return. As you pay down your mortgage and your home appreciates in value, your net worth increases, building a legacy you can pass on. Stable Costs. Whereas rents can increase every years, locking in your mortgage to a fixed payment keeps your housing cost stable over time. Make the home your own. As a homeowner, you are free to personalize your home to your heart content! Source of Cash. As your home appreciates, you can refinance your mortgage to … Continue reading...
How I help my Buyers
My goal is to help buyers go from wanting to nut to getting the keys to their new home. Of course, easily and with little stress as possible. How I help them is by the following: Access all their options from new build to fixer-uppers. Avoid Overpaying. I do home values in the area they want to buy in. Prepare the Paperwork. Review properties with an expert eye. Negotiate the deal. Connect them with experts from lenders to inspectors. Make good decisions, I can provide insight of what is happening in the area. Call me if you are looking to buy a home at 303-358-1147. … Continue reading...
Mortgage rates for this week.
30 Year Fixed FHA 6.250% (7.073% APR) Discount points to bank of $2611 $500,000 Purchase Price $490,943 Loan Amount 3.5% Down Payment $17,500 720+ credit scores, single family primary home purchase, 45 day lock period 30 Year Fixed VA 6.3750% (6.374% APR) Discount points to bank of $2487 $500,000 Purchase Price $511,500 Loan Amount with financed VA funding fee First time VA use Zero down payment, 720+ credit scores, single family primary home purchase, 45 day lock period 30 Year Fixed Conventional 6.99% (7.329% APR) Discount points to … Continue reading...
Aurora, Colorado Market Report
Aurora, CO Mon May 20 2024 This week the median list price for Aurora, CO is $567,250 Median List Price $567,250 Median Price of New Listings $569,900 Per Square Foot $228 Average Days on Market Median Days on Market 35 Price Decreased 48% Price Increased 3% 3% Inventory 698 Median Rent $2,833 Call Me if you are looking in the Aurora, Co. area, I am ready to be your Realtor! Posted by … Continue reading...
Today interest rates from one of my Lenders
Consumer sentiment fell to a 6 month low this week with continued concerns over inflation and when the Federal Reserve might be lowering rates. This caused our rates to improve slightly this week. Here is what I'm seeing: 30 Year Fixed FHA 6.375% (7.203% APR) Discount points to bank of $2720 $500,000 Purchase Price $490,943 Loan Amount 3.5% Down Payment $17,500 720+ credit scores, single family primary home purchase, 45 day lock period 30 Year Fixed VA 6.375% (6.671% APR) Discount points to bank of $2319 $500,000 Purchase Price $511,500 Loan Amount … Continue reading...