Buying or selling a home can be a stressful and emotional process, especially in a competitive market. Negotiating the best price and terms for your deal can make a big difference in your satisfaction and profit. However, negotiating is not always easy or intuitive. You need to have a clear strategy, a good understanding of the market, and a willingness to compromise. In this blog post, we will share some reliable negotiating tips for both home sellers and home buyers, based on the advice of experienced real estate agents and experts. Whether you are on the selling or buying side, these … Continue reading...
Are you ready to start your home search, Call me to help you! Where There’s a Will, There’s a Way!
Are you ready to start your home search, Call me to help you! Where There's a Will, There's a Way! … Continue reading...
Dollars and Cents for the month.
It's a Month for Dollars and Sense January's not just a time for recovering from the holiday season...it's also Financial Wellness Month. Now is an ideal time to take stock of your own 2024 budget and perhaps share some tips with your network on how to improve their financial wellbeing. Here are some strategies to consider and share: Create a detailed budget. You can't manage what you don't measure, so be sure you're tracking your income and expenses and setting spending limits. If you followed a budget last year, it's time to review and tweak if needed. A plethora of apps and … Continue reading...
Watch out for some of these issues when buying a home in 2024
Looking to buy a home in 2024? Sometimes we might get ahead of ourselves, especially when we are just about to see what's coming. Take these precautions instead, and make sure you play the housing market game right! Skipping the Pre-Approval Step - Your Financial Armor Imagine going into battle without proper armor; it's a risky move. Similarly, embarking on your homebuying journey without a pre-approval is leaving yourself exposed. Secure that financial shield to ensure a smooth and confident approach to the battlefield. Timing Matters - Don't Jump the Gun on Pre-Approval Timing is … Continue reading...
Why you should use a Realtors for your Real Estate needs
The-Benefits-of-Working-With-an-Agent-MEM.png Some Highlights When it comes to selling your house, the expertise of a trusted real estate agent can make a big difference. They’ll explain what’s happening today, what that means for you, and how to price and market your house. They’re also skilled negotiators and well versed in the contracts and disclosures involved. Let’s connect so you have expert advice throughout the entire process. … Continue reading...
Buying a home in 2024, some thing to know about savings!
If you’re planning to buy a home, knowing what to budget for and how to save may sound intimidating – but it doesn’t have to be. One way to ease those concerns is to make sure you understand some of the costs you may encounter up front. And to do that, always turn to trusted real estate professionals. They can help you set a plan and take a strategic look at your budget and your process before you even get started. Here are just a few things experts say you should be thinking about. 1. Down Payment Saving for your down payment is likely top of mind as you set out to buy a home. But do … Continue reading...
Buying a home
Still debating whether you should rent or own? Here are some simple comparisons. When do you want to buy your first home? The right broker makes all the difference when you are buying or selling. Call Me to find out about buying a home … Continue reading...
Reasons to buy a home now
Why You Should Consider Buying a House Before the End of the Year As the year winds down and the holiday season approaches, many people might put their home-buying plans on hold, believing that winter is not the ideal time for such a significant decision. However, there are compelling reasons why buying a house before the end of the year can be a smart move. In this article, we will explore the advantages of making a real estate purchase before the calendar flips to the next year. # 1: Tax Benefits For Buying A House Before The End of The Year One of the significant advantages of … Continue reading...
Start saving for that home!
Review Your Overall Spending The best place to start finding places to save is to take a look at where your money is going. Take a look at a few months’ worth of receipts and payments. You can also use banking or budgeting tools to make it easier to look back over the entire year. Identify where you’re spending money, and see if you’re paying for services you don’t use. Here are some areas of spending to consider: Review Your Automatic Payments Many of us have signed up for subscription services that renew automatically. Automated payments are a big convenience, but when you put … Continue reading...
What goes in a Mortgage Payment
Mortgage Payment What Goes into A Mortgage Payment? Understanding Your Home Loan Wondering what goes into your monthly home loan payment but don’t speak mortgage-ese? Our team at Southern Trust Mortgage has you covered. In this article, we’ll share everything you need to know about the two biggest components of your mortgage payments, the principal and interest, help you determine what you owe or will pay, and discuss the other factors that add to your payments. Let’s dive in. What is The Principal Amount? The principal is simply the total … Continue reading...