Hello and Happy Friday! A couple of inflation reports came in this week a little better than expected but not enough to cause the markets to expect the Federal Reserve to pause it's march on higher rates. It is widely expected that the Fed will have one more .25% rate increase at the next meeting in May. With this news, we are seeing rates that are flat compared to last week. Here is what I'm seeing: 30 Year Fixed FHA 5.625 (6.70% APR) Discount points to bank of $864 $500,000 Purchase Price $490,943 Loan Amount 3.5% Down Payment $17,500 720+ credit scores, single family … Continue reading...
Start your Monday out with some of these quotes.
First of week and a few quotes to start it with!createdelete By Will Hamm Real Estate Broker/Owner with Hamm Homes April 03, 2023 08:00 AM REPORT Wake up every morning and tell yourself: I can do this. - Zig Ziglar All you need in this is ignorance and confidence, and success is sure. - Mark Twain Action if the foundational key to success. - Pablo Picasso Success is getting what you want. Happiness is wanting what you get. - Dale Carnegie With the start of the week, you have a change to do great things! - Will Hamm … Continue reading...
Time for Spring Cleaning
Spring is officially here and you know what that means! Time to get a jump on your spring cleaning. Don't know where to begin? No worries--I've got you covered! #1: Garage, Roof & Exterior Clean out the garage. Donate tools you don't use to your local Habitat for Humanity ReStore. Inspect the roof and gutter. Examine exterior and touch-up if needed. Power wash the outside of the house, including windows. #2: Mechanical Systems Drain all sediment from your hot water heater. Perform maintenance on furnace, ventilation system and air conditioner. #3: Closets, … Continue reading...
Cloud Storage
4 Cloud Storage Security Tips As a real estate professional, you likely sync your data via cloud storage to several of your electronic devices so you can have access to your videos, documents, and photos from anywhere and on any device. While cloud storage provides numerous benefits, it does open up the possibility of someone else accessing your information. Follow these four security tips to protect your data. Use two-factor authentication. Enabling two-factor authentication means that unwelcome visitors will be unable to access your files even if they know your username and password. … Continue reading...
Martin Luther King, Jr. Quotes
"If you can't fly then run, if you can't run then walk, if you can't walk then crawl, but whatever you do you have to keep moving forward." 16. "Intelligence plus character—that is the goal of true education." 17. "Out of the mountain of despair, a stone of hope." 18. “The time is always right to do what is right.” 19. “Be a bush if you can't be a tree. If you can't be a highway, just be a trail. If you can't be a sun, be a star. For it isn't by size that you win or fail. Be the best of whatever you are.” 20. "We've got some difficult days ahead. But it really doesn't matter … Continue reading...
2923 S. Reading Ct., Denver, Co. Listing
2923 S Reading Court, Denver, CO 80231----$660,000 - Active Listing Tax History Parcel Map Flood Map Photos Foreclosure 1 / 28 Listing ID: 1632007 MLS Status: Active County: Denver List Price: $660,000 Property Type: Residential Original List Price: $754,750 Property Subtype: Single Family Residence Structure Type: House Basement: Yes Levels: One Year Built: 1973 Subdivision Name: Hampden Heights West Listing Contract Date: 09/02/2022 Spec. Listing Cond: None Known Days in MLS: 107 Association: N Multiple: Cov/Rest: N Assoc Fee Tot Annl: $0.00 Tax Annual … Continue reading...
Lending market information
A Look Into the Markets The first few trading days of 2023 saw an improvement in rates but the party was derailed by some good news. Let's look at what happened this past week and brace for what is coming in the week ahead. "You see I, I raise a toast to all of us who are breakin' our backs every day" - Nothing But a Good Time by Poison. Lower Than Last Year Long term interest rates started the year moving lower, with both mortgage-backed securities (where home loans are priced) and the 10-year Note yield posting nice gains. This is a bit different than what happened last … Continue reading...
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Fall Maintenance List!
Fall Rolls In; Your Home Maintenance Check list As the season begins to change, it's time to prep your home for falling leaves, cooler weather, and, eventually, winter storms. Tackling a few fall home maintenance tasks now can help ward off issues later in the season, so you can enjoy everything you love about autumn worry-free. Most of the tasks listed below are well within the average homeowner's ability. But even if you'd rather hire a professional to handle them, it can be well worth the expense. You'll save money in the long run by preventing costly (and potentially … Continue reading...
Sellers homes are in demand
While summer is considered by many to be the hottest time for selling a house (both literally and figuratively), sometimes circumstances require you to sell during a different time of the year. If there is a season for everything, autumn just might be exactly the right season to sell this year. Homes are still in demand and there is a good chance you will find a buyer before the end of the year. Here are some perks to selling in autumn: HOMES SHOW WELL IN AUTUMN The autumn season lends a beauty to homes that can’t be found in any other season. Colorful leaves, fall décor, and … Continue reading...